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VA Home Loan

For our veterans & active-duty military

What is a VA loan?

A VA mortgage is fully backed by the U.S. government and is one of the most attractive and flexible mortgages available. It was specifically designed to honor our Veterans and active-duty military personnel and assist them with getting into a home of their own.

A VA loan offers up to 100% financing for borrowers with sufficient entitlement to qualify. It also has more lenient credit and qualifying guidelines compared to Conventional mortgages. Even better, a VA mortgage does not require monthly private mortgage insurance, which could result in hundreds of dollars in savings annually.

Can I qualify for a VA home loan?

VA home loans are available exclusively to qualifying active-duty service members, veterans, reserve members, National Guard members, and eligible surviving spouses. To qualify for a VA loan, you must have sufficient credit and income and a valid Certificate of Eligibility (COE). Get pre-qualified now to get the process started!

If you are unsure if you meet these requirements, be sure to check with your local Loan Officer. They’ll be able to look at your specific situation and help you figure out if you can qualify for VA financing.

You can also Refinance your existing VA loan and obtain a lower rate with a VA Interest Rate Reduction Refinance Loan (IRRRL) or a cash-out refinance loan.

How much is the down payment for a VA mortgage?

One of the most appealing benefits of a VA mortgage is that, in most cases, a down payment is not required. That means you can finance up to 100% of the loan as long as the amount is at or under the local conforming limits.

Not sure if you qualify for a VA home loan or if you meet the guidelines to buy a home with no down payment? Contact your local Loan Officer to get pre-qualified today and discover how to take full advantage of your much-deserved VA benefits.

VA Home Loan Overview

For Veterans, service members, and their survivors
Offers up to 100% financing- no down payment required (must have sufficient VA entitlement to qualify)
No monthly private mortgage insurance
Flexible qualifying criteria with lower credit score requirements
Sellers may contribute up to 4% of the sales price towards your closing costs

Contact a Lennar Mortgage Loan Officer for complete program description

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Ready to begin your loan application?

A First-Timers Guide to Mortgages

Are you a first-time homebuyer considering an VA Loan? Then our First-Time Homebuyer Guide can help you through the entire mortgage process, from pre-approval to closing and beyond.

Download the First Time Homebuyer Guide Now
Your Guide to First-Time Homeownership